1. Definition of terms
1.1.1. “Site Administration” (hereinafter – the Administration) – authorized employees to manage the ZaimOboz website, who organize and (or) process personal data, and also determine the purposes of processing personal data, the composition of personal data to be processed, actions (operations) performed with personal data.
1.1.2. “Personal data” – any information relating to a directly or indirectly identified or identifiable natural person (subject of personal data).
1.1.3. “Processing of personal data” – any action (operation) or a set of actions (operations) performed with or without the use of automation tools with personal data, including collection, recording, systematization, accumulation, storage, clarification (updating, changing), extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction of personal data.
1.1.4. “Confidentiality of personal data” is a mandatory requirement for the Operator or other person who has gained access to personal data to prevent their distribution without the consent of the subject of personal data or other legal grounds.
1.1.5. “ZaimOboz Site” is a collection of interconnected web pages hosted on the Internet at a unique address (URL): https://zaimoboz.com/, as well as its subdomains.
1.1.6. “Subdomains” are pages or a set of pages located on third-level domains belonging to the site, as well as other temporary pages, at the bottom of which the Administration’s contact information is indicated
1.1.5. “User of the ZaimOboz website” (hereinafter referred to as the User) is a person who has access to the website via the Internet and uses the information, materials and products of the website.
1.1.7. A “cookie” is a small piece of data sent by a web server and stored on the user’s computer, which the web client or web browser sends to the web server in an HTTP request each time it tries to open a page of the corresponding site.
1.1.8. “IP address” – a unique network address of a node in a computer network through which the User accesses the site.
2. General provisions
2.4. The Administration does not verify the accuracy of personal data provided by the User.
3.2.1. surname, name, patronymic of the User;
3.2.2. contact phone number of the User;
3.2.3. e-mail address (e-mail)
3.2.4. place of residence of the User (if necessary)
3.2.5. photograph (if necessary)
3.3. The project protects Data that is automatically transmitted when visiting pages:
- IP address;
- information from cookies;
- browser information
- access time;
- referrer (address of the previous page).
3.3.1. Disabling cookies may result in the inability to access parts of the site that require authorization.
3.3.2. The site collects statistics about the IP addresses of its visitors. This information is used to prevent, detect and resolve technical problems.
4. Purposes of collecting personal information of the user
4.1. The Administration can use the User’s personal data for the following purposes:
4.1.1. Identification of the User registered on the site for his further authorization.
4.1.2. Providing the User with access to personalized site data.
4.1.3. Establishing feedback with the User, including sending notifications, requests regarding the use of the site, processing requests and applications from the User.
4.1.4. Determining the location of the User to ensure security, prevent fraud.
4.1.5. Confirmation of the accuracy and completeness of personal data provided by the User.
4.1.6. Creating an account to use parts of the site, if the User has agreed to create an account.
4.1.7. User notifications by email.
4.1.8. Providing the User with effective technical support in case of problems related to the use of the ZaimOboz website.
4.1.9. Providing the User with his consent with special offers, newsletters and other information on behalf of the ZaimOboz website.
5. Methods and terms of processing personal information
5.1. The processing of the User’s personal data is carried out without time limit, in any legal way, including in personal data information systems using automation tools or without using such tools.
5.2. The User’s personal data may be transferred to the authorized state authorities of the Russian Federation only on the grounds and in the manner established by the legislation of the Russian Federation.
5.3. In case of loss or disclosure of personal data, the Administration has the right not to inform the User about the loss or disclosure of personal data.
5.4. The Administration takes the necessary organizational and technical measures to protect the User’s personal information from unauthorized or accidental access, destruction, modification, blocking, copying, distribution, as well as from other illegal actions of third parties.
5.5. The Administration, together with the User, takes all necessary measures to prevent losses or other negative consequences caused by the loss or disclosure of the User’s personal data.
6. Rights and obligations of the parties
6.1. The user has the right:
6.1.1. Make a free decision on the provision of your personal data necessary for the use of the site, and give consent to their processing.
6.1.2. Update, supplement the provided information about personal data in case of changes in this information.
6.1.3. The user has the right to receive information from the Administration regarding the processing of his personal data, if such right is not limited in accordance with federal laws. The user has the right to require the Administration to clarify his personal data, block or destroy them if the personal data is incomplete, outdated, inaccurate, illegally obtained or not necessary for the stated purpose of processing, as well as take legal measures to protect their rights. To do this, it is enough to notify the Administration at the specified E-mail address.
6.2. The administration is obliged:
6.2.3. Take precautions to protect the confidentiality of the User’s personal data in accordance with the procedure usually used to protect this kind of information in existing business transactions.
6.2.4. Block personal data relating to the relevant User from the moment the User, or his legal representative or authorized body for the protection of the rights of personal data subjects, is contacted or requested for the period of verification, in case of revealing inaccurate personal data or illegal actions.
Responsibility of the parties
7.2. In case of loss or disclosure of Confidential Information, the Administration is not responsible if this confidential information:
7.2.1. Became public property before its loss or disclosure.
7.2.2. It was received from a third party until it was received by the Resource Administration.
7.2.3. Was disclosed with the consent of the User.
7.3. The user is fully responsible for compliance with the requirements of the legislation of the Russian Federation, including laws on advertising, on the protection of copyright and related rights, on the protection of trademarks and service marks, but not limited to the above, including full responsibility for the content and form of materials.
7.4. The user acknowledges that the responsibility for any information (including, but not limited to: data files, texts, etc.), to which he can have access as part of the ZaimOboz website, is borne by the person who provided such information.
7.5. The User agrees that the information provided to him as part of the site may be an intellectual property object, the rights to which are protected and belong to other Users, partners or advertisers who place such information on the site.
The User may not modify, lease, loan, sell, distribute, or create derivative works based on such Content (in whole or in part), unless such actions have been expressly authorized in writing by the owners of such Content in accordance with terms of a separate agreement.
7.6. In relation to text materials (articles, publications that are in free public access on the site), their distribution is allowed, provided that a link to the project is given.
7.7. The Administration is not liable to the User for any loss or damage incurred by the User as a result of the deletion, failure or inability to save any Content and other communication data contained on the site or transmitted through it.
7.8. The administration is not responsible for any direct or indirect losses resulting from: the use or inability to use the site or individual services; unauthorized access to the User’s communications; statements or conduct of any third party on the site.
7.9. The administration is not responsible for any information posted by the user on the site, including, but not limited to: information protected by copyright, without the express consent of the copyright owner.
8. Dispute Resolution
8.1. Before applying to the court with a claim on disputes arising from the relationship between the User and the Administration, it is mandatory to submit a claim (a written proposal or an electronic proposal for a voluntary settlement of the dispute).
8.2. The recipient of the claim within 30 calendar days from the date of receipt of the claim, in writing or in electronic form, notifies the claimant of the results of the consideration of the claim.
8.3. If an agreement is not reached, the dispute will be referred to the Moscow Arbitration Court.
9. Additional terms